X1 was a San Francisco fintech behind the X1 Card, a smart Visa credit card that set limits based on income rather than credit score, backed by Craft Ventures. Robinhood acquired X1 in 2023 and folded the product into what is now the Robinhood Gold Card; x1creditcard.com and api.x1creditcard.com redirect to robinhood.com (probed 2026-07-21). - View it on GitHub