Scratchpay (Scratch Financial, Inc., NMLS ID 1582666) is a digital payment and financing platform for veterinary and human healthcare. Practices offer borrowers Scratch Pay installment plans ($200-$10,000 over 12-24 months, 0-36% APR) with no hidden fees and a soft credit check, plus Scratch Checkout payment processing and Scratch Comms patient… - View it on GitHub